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SEBI issues guidelines for emergency facility for debt funds in unfavourable market conditions

about 16 minutes ago

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Insurance

about 2 hrs ago

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Banking

The Strategy To Repay Debt Systematically | Debt Repayment Methods Explained!

about 16 hrs ago

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Tax

Don’t panic when you get an income-tax notice. Here’s what you need to do

about 42 minutes ago

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Financial planning

Are you really prepared for early retirement?

about 4 days ago

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Podcast

How to get the best out of smallcap funds? Simply Save

Extra gush of inflows into small-cap funds has forced some mutual fund houses to curtail fresh investment into these schemes. Some schemes have stopped taking lump-sum investments, while other have put restrictions on systematic investment plans. Moneycontrol spoke to Ravi Kumar T V, Founder of Gaining Ground Investment Services to dig deeper into why smallcap funds have come into the limelight, how to check if a smallcap fund is becoming riskier and more. Listen in

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Tax filing: Wrong ITR form, faulty disclosure of crypto gains, foreign assets could land you in a soup | Simply Save

Failure to disclose crypto gains, income and foreign stock holdings, interest income or any other source of income could lead to notices for non-disclosure from the income tax department. To know more about the mistakes that could land you in a soup, Moneycontrol spoke to Mayank Mohanka, Partner, SM Mohanka and Associates. Listen in

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Filing ITR for crypto gains? Here’s what you need to know | Simply Save

Investors should disclose all their centralised exchange wallets, international wallets as well as decentralised finance wallets in the income tax form, says Indy Sarker, co-founder of TaxCryp.

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How to avoid disappointment when making an insurance claim | Simply Save

A health insurance policy is important. Merely relying on your savings is not wise as your health costs can wipe out your savings. A health cover, on the other hand, is reinstated, after you make a claim. Deepti Bhaskaran, Head- Strategic Initiatives, Clinikk joins us on our podcast.

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Simply Save | Missing advance tax payments data in ITR forms complicates taxpayers' lives

Data on advance tax payments is missing in the pre-filled income tax return (ITR) forms. So, taxpayers are having to manually enter this data to file their returns. In a conversation with Moneycontrol, Khyati Dharamsi, an experienced personal finance writer, explains why this is happening and what it means for taxpayers.

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Oops...Your Annual Information Statement might have crucial errors | Simply Save

ITR or income-tax return filing process must start with basic preparations like getting your documents such as Form-16, bank account and capital gains statements in order. Check Form 26AS, or tax credit statement, and Annual Information Statement (AIS). In case of any discrepancy in AIS, rely on your information as the former could contain errors, says Aarti Raote, Partner, Deloitte India.

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ESG or non-ESG funds: Which scheme to pick? | Simply Save

In 2020 when the Covid-19 pandemic spread across the globe, a growing need was felt among investors to invest in ‘responsible’ companies. Now, investors are back to focussing on funds that give high returns, ESG or no-ESG. Today, we have with us Kaustubh Belapurkar, Director – Manager Research at Morningstar Investment Adviser India and he will discuss how ESG investing differs from traditional investment approaches and more.

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Want your bank locker to be safer? Don’t ignore the new locker agreement | Simply Save

Bank locker holders have been receiving SMS and emails from their banks asking them to sign revised locker agreements by the June 30, 2023. In a conversation with Moneycontrol, Puneet Kapoor, President - Products, Alternate, Channels and Customer Experience Delivery, Kotak Mahindra Bank explains why bank locker holders are being asked to sign a revised agreement and how this will make their lockers safer than before

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Simply Save: How 20% TCS will affect your investments in foreign stocks and property abroad

The recently announced 20% tax collected at source on international spends via credit cards has come as a rude shock to those planning a holiday abroad. But it’s worth remembering that these are not the only overseas spends that attract TCS. In a conversation with Moneycontrol, Rohinton Sidhwa, partner, Deloitte India, talks about how your foreign investments are impacted by TCS.

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Simply Save: All you wanted to know about a top-up health insurance plan

With medical expenses on the rise, you may feel the need to increase your existing health insurance cover. If yes, can a top-up plan serve your purpose? Or, should you consider hiking the sum assured under your existing health plan? In a conversation with Moneycontrol, Abhishek Bondia, Principal Officer and Managing Director at SecureNow.in answers these questions and more.

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Simply Save: Key risks one could face in Foreign Residency Programmes & how to avoid them

Residency by investment or alternative residency is fast becoming popular among rich Indians looking to establish a new base for their families in another country. These programs are specific long-term residency or visa programs run by many countries such as the US and Portugal. Shilpa Menon, Senior Director - India at LCR Capital Partners tells Moneycontrol what one should keep in mind when looking for an alternative residency programme. Tune in!

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Financial and tax planning 2023-24: How to choose the most suitable tax regime | Simply Save

In this edition of the Simply Save podcast, Moneycontrol's Preeti Kulkarni speaks to Bhavesh Shah, senior partner with Mumbai-based chartered accountancy firm Hasmukh Shah & Co to understand why it is important to commence tax planning process early and how you should pick the tax regime most suitable to you. Tune in for more

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Videos

The Strategy To Repay Debt Systematically | Debt Repayment Methods Explained!

Managing debts can be a very daunting task. All the loans along with daily expenses is something that can take a heavy toll on your finances. But there are a few ways by which you can make the repayment process seamless. Watch this video to find out.
How To Speed Up Your ITR Refund Process? Income Tax Return Refund Processing Explained

If you have filed your income tax returns, you must wonder how long it will take to get the refunds. Well, from an expert tax filer to a first-time filer, all of us come across various queries and concerns. So, in this video, we have talked about all such queries and more. Watch now to know about it.
Watch: Filing ITR For The First Time Or Confused About The Process? Key FAQs Answered

Are you a first-time ITR filer? Or are you someone who’s also confused by so many questions about return filing? Well, you must watch this video as we have answered all such frequently asked questions of yours.
5 Axis Bank Credit Cards Devalued | Why Do Banks Devalue Credit Cards?

Axis Bank has recently devalued some of its credit cards. Cards including Axis Bank Privilege, Axis bank reserve credit Card, Axis bank select, Axis Bank Flipkart Credit Card and my zone card will now provide lesser rewards and benefits. Watch this video wherein we explain why do banks devalue credit cards.
Forgot to bring your ATM card? Here’s how you can withdraw cash without a debit card

Debit cards were one of the most convenient ways to carry money before. But the introduction of UPI has changed it totally. But what if you’re in urgent need of cash & don’t have your debit card with you? Well, we have the solution. Watch the video to find out.
Which Is The Right Income Tax Form For Salaried Professionals, ITR 1 or 2?

Filing the right ITR form is very crucial. As both the forms ITR-1 & ITR-2 are for salaried individuals, you should carefully choose the one is the right one for you. Watch this video where we explain the key differences between the two.
Why Should You File Nil Returns I Benefits Of Filing ITR Despite Being Under The 2.5 Lakh Tax Limit

Did you know you’re supposed to file your returns even if you are below the taxable income threshold? If you have an income below 2.5 lakh rupees, you must file a NIL return. Watch this video to find out the benefits of a NIL return filing.
Personal Finance: What to consider while deciding which FD to select — five key parameters

Fixed deposits are considered one of the safest investments, but with so many different options available, it is very difficult to choose one. Watch our video wherein we explain how to select the best FD.
Apple Credit Card In India: All You Need To Know About 'Apple Card', Coming To India Soon

Apple is said to be in discussions with the HDFC bank and RBI to work out the details for its launch of the Apple credit card. Will it be as successful as the Apple stores in India? What can we expect? Watch this video to know more.
Most Asked Personal Finance Questions On Internet That You Need An Answer To

Are you someone who wants to spend your money wisely? But, you really want to understand how to manage your finances to meet your personal as well as long-term needs. What is the CIBIL score, and how can you improve it? Can you get a loan even with a poor CIBIL score? Tune in to get answers to this and many more questions.
How do Mumbai’s Youngsters Spend Their First Salary? | Ground Report | Expert Tips

Personal finance and investing has become a new trend among the youth. Social media and the internet have had a huge influence on their investment decisions. To know what goes in the minds of the youth in Mumbai, we went out on the ground! Watch the video to find out.
Avoid These 5 Mistakes To Safeguard Your ITR From Rejection

Filing income-tax returns on time is important as a delay can attract fines and penalties. A delay past the deadline can also lead to rejections and re-filings. In this video, we will talk about 5 mistakes that you should avoid while filing the ITR